Privacy policy

This is the Privacy Policy ("Policy") of Creditsheep.com Inc ("Company" or "We" or "Our"). This Policy applies to Creditsheep.com, Company’s affiliate sites, subdomains, mobile versions, any associated applications, any email, text, and other electronic messages between You and this website, and any other sources (collectively, the "Website"). We respect Your privacy and are committed to protecting it through our compliance with this Policy.

Overall, this Policy describes the types of information We may collect from You ("You" or "Your") or that You may provide when You visit the website Creditsheep.com (our "Website") and Our practices related to collecting, using, maintaining, protecting, and disclosing that information. Please note that Creditsheep.com does not provide its services to individuals and users who reside in the European Union. Additionally, Creditsheep.com Inc does not monitor the online behavior of European individuals who access this Website.

Please read this Policy carefully. If You do not agree with Our policies and practices, Your choice is not to use Our Website. By accessing or using this Website, You are subject to and agree to this Privacy Policy and all terms and conditions herein.

This Policy may be revised or changed at any time in Our sole discretion. Your continued use of this Website after We make changes means that You accept these changes. Therefore, You should check the Policy periodically for updates. All changes to this Policy are effective immediately after We provide notice to You about such changes. This notice may be displayed by an update on the Website home page, by email communication to You, and/or any other means that provides reasonable notice to You. You agree that We shall not be liable for any damages, if any, that may result from changes in this Policy.

Children’s Privacy

This Website is not intended for children under 13 years of age, and We do not knowingly collect personal information from children under 13. If We learn We have collected or received personal information from a child under 13 without verification of parental consent, We will delete that information. If you believe We might have any information from or about a child under 13, please contact us at Info@creditsheep.com.

Information That We Collect About You and How We Collect It

We collect several types of information from and about users of Our Website, including information:
  • That may be considered personal and by which You may be personally identified, including, but not limited to name, address, e-mail address, telephone number, social security number or any other information that may be deemed personal or personally identifiable information under applicable laws ("personal information");
  • That is not personal, such as information about your household that doesn’t personally identify you. This may include, but is not limited to, information about your internet connection, equipment You use to access this Website, IP address, usage details, and other device information and identifiers.
How We collect this information:
  • Automatically as You access and interact with this Website and Our services. Information that We collect automatically may include usage details, device information, log information, location information, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
  • Directly from You when You provide it to us.
  • From third parties
Information That You Provide to Us. The information We collect on or through Our Website may include:
  • Information that You provide to facilitate Our services.
  • Information that You provide by filling in forms on Our Website. This includes information provided at the time of registering to use Our Website, subscribing to Our service, or requesting further services. We may also ask You for information and record copies of Your correspondence when You send Us comments, questions, report a problem with Our Website, or provide other feedback.
  • Details of transactions that You carry out through Our Website and of the fulfillment of Your orders. You may be required to provide financial information before placing an order through Our Website.
  • Your search queries on the Website.
  • Your credit report as well as any supporting documents you provide such as: Drivers License, Social Security Card, Utility bill and Bank statements

Information Third Parties Provide About You:

This Website and Our services may rely on information about You that We receive from third parties. In addition, We may work with third parties to supplement Our services and the information that You provide to Us.

Information We Collect Through Automatic Data Collection Technologies: As You access and interact with Our Website, We may automatically collect certain information about how You access and interact with Our services and this Website. This information may include information about Your browsing actions, patterns, and equipment. Furthermore, this information may include Your IP address, computer and internet connection, location information, log information, resources that You access and use on the website, and other communication data.

Additionally, We may engage in behavioral tracking, which uses these automatic data collection technologies to collect information about Your online activities over time and across third-party websites or other online services.

Currently, We do not respond to or recognize automated signals related to tracking mechanisms, including "do not track" instructions from Your browser.

The information We collect automatically is statistical data and may include personal information, or We may maintain it or associate it with personal information We collect in other ways or receive from third parties. This gives Us the ability to improve Our Website and to deliver a better and more personalized service. Some examples of this include enabling us to enhance and speed up Your searches, estimating usage patterns and audience data, storing certain information about Your preferences, which may allow us to customize Our Website according to Your individual interests, and recognizing You when You return to Our Website.

The technologies that We use for this automatic data collection may include, but are not limited to, cookies, browser web storage, flash cookies, web beacons, and other similar technologies.

How We Use Your Information

We use information that We collect about You or that You provide to us, including any personal information:
  • To create Your account and provide Our Website and services to You.
  • To provide features of this Website and Our services to You, including information, products, or services that You request from us.
  • To communicate with You
  • To fulfill any other purpose for which You provide it.
  • To provide You with notices and updates about Your account and Our services
  • To improve Our recommendations and insights
  • To carry out Our legal and financial obligations and enforce Our rights arising from any contracts entered into between You and us, including for billing and collection.
  • To notify You about changes to Our Website or any products or services we offer or provide though it.
  • In any other way We may describe when You provide the information.
  • For any other purpose with Your consent.

We may use information that We collect from You to allow us to display advertisements to Our advertisers' target audiences. Although We do not disclose Your personal information for these purposes without Your consent, if You click on or otherwise interact with an advertisement, the advertiser may assume that You meet its target criteria as a result of Your click or interaction.

Third-Party Use of Cookies and Other Tracking Technologies

Some advertisements, content, or applications on this Website are served by third parties, including advertisers, ad networks and servers, content providers, application providers, and other advertising service providers. These third parties may use cookies or other tracking technologies to collect information about You when You use Our website. The information they collect may be associated with Your personal information or they may collect information, including personal information, about Your online activities over time and across different websites and other online services. They may use this information to provide You with interest-based (behavioral) advertising or other targeted content. Typically, these third parties, where applicable, may permit to You to opt out of all or some of interest-based (behavioral) advertising or other targeted content. For example, many third parties that permit opt outs utilize the Digital Advertising Alliance (DAA)’s opt-out program (LINK TO- http://optout.aboutads.info/?c=2&lang=EN) and the Network Advertising Initiative (NAI)’s opt-out program (LINK TO- http://optout.networkadvertising.org/?c=1).

We have no control over these third parties' tracking technologies or how they may be used, and shall not be held responsible or liable for these technologies or how they may be used. If You have any questions, including about how to opt out, about an advertisement or other targeted content, You should contact the responsible provider directly

Disclosure of Your Information

We may disclose aggregated information about Our users without restriction.

In terms of personal information that We collect or that You provide (as described in this Privacy Policy), We may disclose this information:
  • To Our subsidiaries and affiliates.
  • To agents working on Our behalf, including contractors, service providers, and other third parties that We use to support Our business and services. These third parties are bound by this Privacy Policy and are instructed to only use the information that We provide for the purpose(s) that We disclose the information for.
  • For any legal reason. We reserve the right to disclose Your information to satisfy any legal purpose. This may include, but is not limited to, enforcing or applying Our Terms of Use, this Privacy Policy, and other agreements.
  • To another buyer, entity, or successor in the event of a corporate change, including, but not limited to, a merger, acquisition, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Company's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Company about Our Website users is among the assets transferred.
  • To fulfill the purpose for which You provide it.
  • For any other purpose disclosed by us when You provide the information.
  • With Your consent. There may be other contexts in which We disclose Your personal information with Your express consent.

Transparency and Choice In Regard to How We Use and Disclose Your Information

In carrying out Our services, We strive to provide You with choices regarding the personal information that You provide to us. As a result, We have created mechanisms to provide You with the following control over Your information:
  • Tracking Technologies and Advertising.You can set Your browser to refuse all or some browser cookies, or to alert You when cookies are being sent. To learn how You can manage Your Flash cookie settings, visit the Flash player settings page on Adobe's website. If You disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
  • Disclosure of Your Information for Third-Party Advertising. If You do not want us to share Your information with unaffiliated or non-agent third parties for promotional purposes, You can also always opt-out by logging into the Website and adjusting Your user preferences in Your account profile by checking or by sending us an email stating Your request to Info@creditsheep.com.
  • Promotional Offers from the Company. If You do not wish to have Your email address and contact information used by the Company to promote our own or third parties' products or services, You can opt-out any time by logging into the Website and adjusting Your user preferences in Your account profile by checking or by sending us an email stating Your request to Info@creditsheep.com.. If We have sent You a promotional email, You may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided to the Company as a result of a product purchase, warranty registration, product service experience or other transactions.
  • Targeted Advertising. If You do not want us to use information that We collect or that You provide to us to deliver advertisements according to Our advertisers' target-audience preferences, You can opt-out by You can opt-out any time by logging into the Website and adjusting Your user preferences in Your account profile by checking or by sending us an email stating Your request to Info@creditsheep.com. In order for this opt-out to function, You must have Your browser set to accept browser cookies.
    We do not control third parties' collection or use of Your information to serve interest-based advertising. However these third parties may provide You with ways to choose not to have Your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.

Accessing and Updating Your Information

It is Your duty to ensure that the information that You provide Us is accurate. You can review and change Your information by logging into this Website and accessing Your account page. Additionally, You can send us an email at Info@creditsheep.com to request access to, correct, or delete any information, including personal information, that You have provided to Us. In the event that We believe that We would be violating any law by deleting or changing Your information, We reserve the right to refuse to change or delete such information.

Data Security

In order to protect Your data and information, We have implemented measures designed to secure Your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. Our system creates a secure connection with your computer, creating a private session. Any data that is transmitted to our systems are secured with encryption technology. To protect our servers from malicious attacks, we have firewalls and other security services to safely store your personal information on our systems. These measures protect the confidentiality of Your information while it is transmitted over the internet.

In addition to the measures that We take to protect Your information, the safety and security of Your information also depends on You. Where We have given You or where You have chosen a password for access to certain parts of Our Website, You are responsible for keeping this password confidential. We ask that You do not to share Your password with anyone.

Despite Our efforts to protect Your information and due to the fact that the transmission of information via the internet is not completely secure, We cannot guarantee the security of Your personal information transmitted to Our Website. Any transmission of personal information is at Your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

Legal Disclaimer

We shall not be liable to You in any way for events beyond our direct control. We do not represent nor warrant that Our services will be error free, and to the maximum extent permitted by law, We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, or other loss(es) that You may suffer, and relating to the use or release of Your personal information.

Your California Privacy Rights

California Civil Code Section § 1798.83 permits users of Our Website that are California residents to request certain information regarding Our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to Info@creditsheep.com or You can send us physical mail at: Info@creditsheep.com.

Contact Information

If you have any questions or concerns about this Privacy Policy and Our privacy practices, You may contact us at:

Brooklyn, New York 11230, Info@creditsheep.com, (718) 676-4520

Last modified: 11/12/18