Website Terms and Conditions of Use

Acceptance of the Terms and Conditions of Use

This Website, along with all associated mobile websites, and mobile applications, including any content, functionality, and services offered on or through Creditsheep.com (collectively, referred to as “Website”) is operated by Creditsheep.com Inc (“Company”, “We”, or “Us”). “You”/“Your” refers to You as a user of this Website. These “Terms and Conditions of Use” or “Terms of Use” govern Your use and access to this Website.

By accessing this Website, You are expected to read these Terms of Use carefully, and accept and agree to be bound and abide by these Terms of Use set forth herein, including our Privacy Policy CREDITSHEEP.COM/PRIVACY. If You do not agree to these Terms of Use, You shall not use this Website.

In order to use and access this Website, You must be at least 18 years of age, have a valid U.S. Social Security number, reside in the United States, only submit information that is true, accurate, and complete, etc. By using this Website, You represent and warrant that You are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If You do not meet all of these requirements, You shall not access or use this Website.

Our Services

Through this Website, some of the “Services” that We provide include, but are not limited to, the following:

Analyze credit report for negative remarks

help with the removal of negative remarks on your credit  report including but not limited to collections, late payments, charge offs, judgments, foreclosures, bankruptcies and repossessions.

Repair credit

Rebuild credit

Restore credit
Accessing this Website and Account Security

In our sole discretion, We reserve the right to withdraw or amend this Website, and any Services or material We provide on this Website, with or without notice to You. We will not be liable if for any reason all or any part of this Website is unavailable at any time or for any period. From time to time, We may restrict access to some parts or all of this Website, to users.

You shall be responsible for making any and all necessary arrangements for You to have access to this Website and ensure that all persons who access this Website through Your internet connection are aware of and is in compliance with these Terms of Use.

In using this Website, You may be asked to submit certain information. In doing so, You agree that all information that you submit and provide is accurate, correct, current, and complete. In addition, You agree that all information You submit on this Website is governed by our Privacy Policy CREDITSHEEP.COM/PRIVACY, and You consent to all actions We take with respect to Your information consistent with our Privacy Policy.

If You choose or are provided with individual account information, including, but not limited to, a username and password, You agree that it is Your responsibility to maintain the confidentiality of Your account information and must not disclose such information to any other person or entity. Additionally, You agree to accept responsibility for all activities that occur under Your account, authorized or not. In the event that a person or entity gains unauthorized access to Your account or account information, You agree to notify us expeditiously.

We have the right to disable any account, username, password or other identifier, whether chosen by You or provided by us, at any time if, in our sole discretion, You have violated any provision of these Terms of Use.

Intellectual Property Rights and Ownership

This Website and its entire contents, features and functionality, including but not limited to all text, information, software, computer code, displays, visual interfaces, images, video and audio, and the design, selection and arrangement thereof, are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

You are permitted to use this Website for Your non-commercial and personal use only, and for the sole purpose of using the Services and this Website in accordance with these Terms of Use. You shall not copy, reverse engineer, modify, decompile, reproduce, sell, republish, distribute, create derivative works of, publicly display, publicly perform, download, license, sublicense, store or transmit any of the material on our Website. You shall not remove or alter any copyright, trademark, or other proprietary right notice.

If You wish to make any use of material on this Website other than that set out in this section, You must obtain Company’s express written consent. In order to do so, please address Your request to: Info@creditsheep.com.

No right, title or interest in or to this Website or any content on this Website is transferred to You, and all rights not expressly granted are reserved by the Company. Any use of this Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws. By printing, copying, modifying, downloading or otherwise providing any other person with access to any part of this Website in breach of the Terms of Use, Your right to use this Website will cease immediately and You must, at Company’s sole option, return or destroy any copies of the materials You have made.

Trademarks

The Company retains all right and interest in and to its trademarks, trade names, logos, product and service names, designs and slogans. You shall not use such marks without the prior written permission of the Company.

User Contributions

This Website may contain various interactive mediums, including, but not limited to, forums, message boards, profiles, comment sections, and other interactive features (collectively, «Interactive Services») that allow users to post and transmit content or materials (collectively, «User Contributions») on this Website. Accordingly, all User Contributions must comply with these Terms of Use and the Content Standards set forth herein.

You understand and acknowledge that any User Contributions that You post to this Website will be considered non-confidential and non-proprietary. By providing any User Contribution on this Website, You grant Us, our affiliates, service providers, and each of their and our respective licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material. You represent and warrant that You own or control all rights in and to the User Contributions and have the right to grant the aforementioned license to Us, our affiliates, service providers, and each of their and our respective licensees, successors and assigns.

You understand and acknowledge that We are not responsible, or liable to any third party, for the content or accuracy of any User Contributions posted by You or any other user of this Website. You are responsible for any User Contributions You submit or contribute, and You, not the Company, have fully responsibility for such content, including its legality, reliability, accuracy and appropriateness.

Monitoring and Enforcement

You understand and acknowledge that We have no obligation to monitor material that is posted on this Website (although We reserve the right to do so) and cannot ensure the prompt removal of objectionable material after it has been posted. Accordingly, We are not responsible for and assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. Moreover, We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section. Additionally, You understand and acknowledge that We have the right to:

  • Remove or refuse to post any User Contributions for any or no reason in our sole discretion;
  • Undertake any action that We wish regarding any User Contribution that We deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of this Website or the public or could create liability for the Company;
  • Disclose Your identity or other information about You to any third party who claims that material posted by You violates their rights, including their intellectual property rights or their right to privacy.
  • Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of this Website.
  • Terminate or suspend Your access to all or part of this Website for [any or no reason, including without limitation,] any violation of these Terms of Use.

Notwithstanding the foregoing, We have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through this Website. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

Content Standards

These content standards apply to any and all User Contributions and use of Interactive Services. User Contributions must in their entirety comply with all applicable federal, state, local and international laws and regulations. Notwithstanding the foregoing, User Contributions shall not:

  • Include any material which is offensive, defamatory, obscene, abusive, indecent, harassing, violent, hateful, inflammatory or otherwise objectionable. This includes the promotion of sexually explicit or pornographic content, drugs, violence, and discrimination on the basis of race, sex, religion, disability, nationality, age, or sexual orientation;
  • Infringe on the intellectual property rights of any person or entity, including infringing on a person or entity’s trademark, copyright, patent, trade secret, or other intellectual property right. If You believe that any User Contributions violate Your copyright or other intellectual property right, please email: Info@creditsheep.com;
  • Violate the legal rights, including the rights of publicity and privacy, of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy;
  • Promote, asset in, or advocate any illegal activity or unlawful act;
  • Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person;
  • Impersonate any person or entity, or otherwise misrepresent Your affiliation with a person or organization. This includes, but is not limited to, deceiving a person or entity;
  • Give the impression that they originate from or are endorsed by Company, or any other person or entity, if this is not the case;
  • Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising.

Prohibited Uses

You shall only use this Website and the Services for lawful purposes and in accordance with these Terms of Use. In using this Website and the Services, You agree not to use this Website and the Services in any of the following ways:

  • In any way that violates any applicable federal, state, local or international law or regulation, including, but not limited to, any laws regarding the export of data or software to and from the United States or other countries;
  • For the purpose of harming, exploiting, or attempting to harm or exploit minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise;
  • To distribute or publish unsolicited promotions, advertising, solicitations, junk mail, or spam;
  • To send, knowingly receive, upload, download, use or re-use any material which violates the Content Standards set forth in these Terms of Use;
  • To impersonate or attempt to impersonate the Company, any other company, any person, any entity, or otherwise misrepresent Your affiliation with a Company, person, or entity;
  • To restrict or inhibit anyone’s use or enjoyment of this Website, or which, as determined by Us, may harm the Company or users of this Website or expose them to liability.
  • Use any robot, spider, data mining, extraction tool, or other automatic device, process or means to access this Website for any purpose, including, but not limited to, monitoring or copying any of the material that appears on this Website;
  • Introduce any viruses, computer codes, trojan horses, worms, logic bombs or other material designed to interrupt or destroy, and which is malicious or technologically harmful;
  • Engage in any use of this Website that could interfere, disable, overburden, damage, or impair this Website, or interfere with another user’s ability to use this Website;
  • Use any manual process to monitor or copy any of the material on this Website or for any other unauthorized purpose without our prior written consent;
  • Use any device, software or routine that interferes with the proper working of this Website;
  • Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of this Website, the server on which this Website is stored, or any server, computer or database connected to this Website;
  • Attempt to interfere with the proper working of this Website;
  • Attack this Website via a denial-of-service (DOS) attack or a distributed denial-of-service attack (DDOS).

 

Reliance on Information Posted

We do not warrant the accuracy, completeness or usefulness of information included in this Website. Any reliance You place on information included in this Website or Our Services is strictly at Your own risk. We disclaim all liability and responsibility arising from any reliance of information included in this Website or our Services by You or any other visitor to this Website, or by anyone who may be informed of any of its contents.

Changes to Terms of Use, Website, and Services

We reserve the sole right to modify and update the Terms of Use from time to time, with or without notice to You. Your continued use of this Website after any such modification or update goes into effect means that You accept and agree to these changes. It is Your sole responsibility to check and monitor these and Terms of Use for any such modifications or updates, so You are aware of these changes, as You are bound to them.

In addition, We reserve the sole right to update or modify this Website from time to time, with or without notice to You. You agree that We shall not be liable to You or any third party for any update or modification to this Website.

Furthermore, We reserve the sole right to update or modify the Services that We provide from time to time, with or without notice to You. These updates or modifications may include adding new services, modifying current services, and suspending or terminating existing services. You agree that We shall not be liable to You or any third party for any update or modification to the Services.

Terms Governing the Sale of Our Services

All purchases through our Website or other transactions for the sale of Our Services formed through this Website or as a result of visits made by You are governed by the following terms:

Terms and Conditions:

Your guarantee begins upon payment of set-up fee, signed agreements, and provision of access to your credit reports through an approved credit monitoring service.

You must follow the instructions and advice of the credit counselor assigned to your case.

You must maintain good standing with all account that you are currently in good standing with.

You must discuss and disclose any material facts or actions pertaining to your credit while you are a client.

The guarantee will be void if you miss any payments.

The only way you can achieve a good credit score is to work together with us and allow us to render the service you have paid for. We know your credit needs work. As long as you are honest and upfront, we can work together to reach your goal of credit repair.

If by following our recommendations, you do not obtain a good credit score, we will continue to provide you with lifetime credit repair services for absolutely no additional charges. No other credit repair company is willing to guarantee their services at the level we do.

Linking to this Website and Links from this Website

You may link to this Website, provided You do so in a way that does not violate these Terms of Use, is fair and legal, and does not damage our reputation or take advantage of it. Notwithstanding the foregoing, You shall not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent.

We make no representations, warranties, or endorsements to any links contained in this Website to other websites and resources provided by third parties. These links are provided for Your convenience only. This includes, but is not limited to, links contained in advertisements, including banner advertisements and sponsored links. When you access another website or resource from our Website, We have no control over the contents of those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from Your use of them. By accessing another website or resource via this Website, You do so solely at Your own risk and subject to the terms and conditions of use for such websites or resources.

Data, Your Information, and Your Visits to this Website

All data and information that We collect on this Website is subject to our Privacy Policy CREDITSHEEP.COM/PRIVACY. By using this Website, You consent to all actions taken by Us with respect to Your information in compliance with the Privacy Policy.

Geographic Restrictions

You acknowledge and agree that the owner of this Website is based in the state of New York in the United States of America. We provide this Website for use only by persons located in the United States. Accordingly, We make no claims that this Website or any of its content is accessible, legal, or appropriate outside of the United States. If You access this Website from outside the United States, You do so on Your own initiative and are responsible for compliance with local laws. Company shall not be liable in any way for any person or entity that accesses this Website outside of the United States of America.

Disclaimer of Warranties

You understand that We cannot and do not guarantee or warrant that files available for downloading from the internet or this Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy Your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.

WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THIS WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THIS WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE IS AT YOUR OWN RISK. THIS WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE ARE PROVIDED ON AN «AS IS» AND «AS AVAILABLE» BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THIS WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THIS WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THIS WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THIS WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THIS WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

You shall indemnify, defend, and hold harmless Company, and any of its officers, directors, employees, agents, affiliates, successors, assigns, and licensees each an Indemnified Party from and against any losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys’ fees and the cost of enforcing any right to indemnification hereunder and the cost of pursuing any insurance providers, arising out of or in connection with Your violation of these Terms of Use or Your use of this Website, including any third-party claim, suit, action, or proceeding relating to any actual or alleged breach of these Terms of Use.

Arbitration

You acknowledge and agree that Company may, in its sole discretion, require You to submit any disputes arising from the use of these Terms of Use or this Website, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying New York law.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THIS WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED AND YOU WAIVE ANY RIGHTS TO SUCH CAUSE OF ACTION OR CLAIM.

Waiver

No waiver by the Company of the terms and conditions set forth in these Terms of Use will be effective unless explicitly set forth in writing and signed by the Company. No failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from these Terms of Use will operate or be construed as a waiver thereof; nor will any single or partial exercise of any right, remedy, power, or privilege hereunder preclude any other or further exercise thereof, or the exercise of any other right, remedy, power, or privilege.

Severability

If any term or provision in these Terms of Use is invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability will not affect the enforceability of any other term or provision of these Terms of Use, or invalidate or render unenforceable such term or provision in any other jurisdiction.

 

Entire Agreement

 

These Terms of Use, our Privacy Policy, and any other policies contained on this Website constitute the sole and entire agreement between You and Company with respect to this Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to this Website.

Governing Law and Jurisdiction

All matters arising out of or related to this Website and these Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to any choice or conflict of law provision or rule thereof. Any dispute arising out of or related to this Website and these Terms of Use shall be brought in the federal, state, or local courts in the City of New York.

Your Comments and Concerns

This website is operated by Creditsheep.com Inc in Brooklyn, NY 11229.

All notices of copyright infringement claims should be sent to the copyright agent designated in our Copyright Policy CREDITSHEEP.COM/COPYRIGHT in the manner and by the means set forth therein.

All other feedback, comments, requests for technical support and other communications relating to this Website should be directed to: Info@creditsheep.com.

DATE LAST MODIFIED: 10/4/18